CoSign Prewrite
Every document. Extracted. Verified. Filed. Before coffee.
Prewrite is an agentic document intelligence layer that turns a 15-document broker package into a structured, verified deal workspace. What took a senior analyst two days now takes minutes.
Your team stops gathering. They start deciding.
What Prewrite does
Drop the package. Get the workspace.
Each document type triggers a specialized extraction agent. Data cross-verifies across sources. Missing items flag at intake. The analyst opens a workspace, not a pile of PDFs.
Financial statements, tax returns, equipment invoices, appraisals, insurance certificates, titles, UCC filings. Each document type has a specialized extraction agent trained on equipment finance formats. Handwritten fields, scanned PDFs, multi-page spreads.
- Tax returns (1040, 1065, 1120S)
- Bank statements with transaction-level parsing
- Equipment invoices with line-item extraction
- Insurance certificates with coverage verification
- Appraisals with comparable extraction
- UCC filings with lien position tracking
Equipment serial numbers extracted from invoices are matched against titles, insurance docs, and UCC filings automatically. Mismatches surface immediately with the conflicting sources highlighted. No more discovering a VIN discrepancy at closing.
- Cross-source serial number matching
- VIN/serial format validation by equipment type
- Automatic flag on mismatches with source links
- History check against prior portfolio records
Every deal type has a required document set defined by your own guidelines. Prewrite knows what is missing before anyone asks. Incomplete packages get flagged at intake with the broker auto-notified, not after two days of analyst time.
- Configurable checklists by deal type and size
- Auto-notification to brokers for missing items
- Priority ranking: what blocks decisioning vs. what can follow
- Audit trail of checklist completion timestamps
Deals below complexity thresholds route through automated credit and collateral checks. Clean flow deals get indicative terms without senior intervention. Your experienced underwriters stay on the structured deals that need judgment.
- Configurable complexity thresholds by product type
- Automated credit pull and score integration
- Collateral check against Residue valuations
- Indicative term sheet generation for clean deals
Every extracted data point lands in a structured workspace organized by category: borrower financials, equipment details, insurance, liens, and deal terms. The analyst reviews a complete picture, not a folder of files.
- Side-by-side document viewer and extracted data
- Confidence scores on every extracted field
- One-click correction with audit trail
- Export to LOS in your existing format
Without Prewrite
Fifteen documents. Two analysts. Two days. One email asking for status.
The broker package hits the inbox. Your analyst opens each file, keys data into a spreadsheet, cross-checks serial numbers by hand, chases missing docs over email, and formats the credit memo. The broker calls. The deal is still in intake.
This is how every mid-market lessor operates today.
With Prewrite
Same package. Structured workspace. Twelve minutes.
Every field extracted and populated. Serial numbers verified across documents. Missing items flagged with the broker auto-notified. The analyst opens a workspace ready for review. Analysis starts where data gathering used to start.
Same analyst. Ten times the throughput.
Who it serves
Built for the people who touch the deal before it gets priced.
Credit analysts
- Structured workspace replaces manual data entry
- Financial spreads auto-populated from tax returns
- Missing doc alerts before analysis begins
- Focus shifts from gathering to analyzing
Senior underwriters
- Flow deals clear without your involvement
- Structured deals arrive pre-verified and organized
- Serial number mismatches caught at intake
- More time on deals that need judgment
Operations leads
- Intake bottleneck eliminated
- Pipeline velocity visible in real time
- Broker response times drop from days to hours
- Staffing scales with volume, not linearly
Compliance & risk
- Every extraction has an audit trail
- Checklist enforcement is systematic, not ad hoc
- Document retention and version tracking built in
- Examiner-ready logs on every auto-decisioned deal
Broker relations
- Faster turnaround wins repeat business
- Auto-notifications reduce back-and-forth
- Missing doc requests are specific and immediate
- Same-day indicative terms on clean flow deals
C-suite
- Cost per deal drops without adding headcount
- Analyst capacity grows without proportional hiring
- Deal throughput becomes a competitive advantage
- Compliance posture strengthens, not weakens, with speed
Getting started
Live on your deals in weeks, not quarters.
Send us your guidelines
Share your document checklists, deal type definitions, and approval thresholds. We configure Prewrite to match your existing workflow, not the other way around.
We build your workspace
We train extraction agents on your document formats, configure your mandatory checklists, and set up your flow deal thresholds. You test on historical packages.
Go live on new deals
Prewrite sits between your inbox and your LOS. Broker packages drop in, structured workspaces come out. Your analysts start reviewing instead of retyping.
Part of CoSign
Prewrite feeds the intelligence layer. The intelligence layer feeds everything else.
Data extracted by Prewrite flows into Residue for collateral valuation and Underwrite for risk scoring. One extraction, three products. No re-keying across systems.
The deal workspace is the starting point, not the end.
Prewrite to Residue
Equipment details extracted from invoices and appraisals flow directly into Residue for real-time valuation. Serial numbers, configurations, and condition data populate automatically.
Prewrite to Underwrite
Financial spreads, credit data, and deal terms extracted by Prewrite feed directly into Underwrite composite scoring. The risk model sees the full picture without manual transfer.
Prewrite to your LOS
Structured data exports into your loan origination system in your existing format. No middleware, no manual mapping. The workspace is the source of truth until it hits your system of record.
One extraction. Three products. Zero re-keying.
See the platformSend us a broker package. We will Prewrite it.
See your own documents come back structured. No integration required.